My name is Joey Hokit, and my mission is to help families protect what matters most. I believe true financial security goes beyond insurance. That means preparing for life's unexpected moments while preserving the memories and legacy of those we love. Through personalized guidance in health insurance, life insurance, annuities, and legacy planning, I help families make informed decisions with confidence. My goal is to provide peace of mind today while ensuring your loved ones are protected and remembered for generations to come.
This website is designed to be more than a memorial. It is a lasting place to celebrate the lives and stories of those you love while serving as a trusted resource for your family's future. As your advisor, I provide a single, reliable place where you can honor cherished memories, review your life and health insurance needs, explore financial security solutions, and gain confidence that you and your loved ones are protected through every stage of life.
‣ Health and Life Insurance Licensed
‣ National Producer Number 16393400
‣ Independently contracted with companies rated A+ by the Better Business Bureau
‣ Husband, Father, Friend, and Trusted Advisor
■ OUR SERVICES
A place to remember, a source you can trust.
No cost benefits, Policy reviews, Memorial Planning, Excellent Coverage with the best Carriers, and a place to remember your loved ones.
No Cost Benefits
Every family can benefit from a free Child Safety Kit and Memorial Planning Guide. Child Safety Kits help parents keep important identification and emergency information in one place, while Memorial Planning helps loved ones organize important wishes and details ahead of time, giving families peace of mind and making difficult times a little easier.
Child Safety Kits
Memorial Planning and Wills
Health, Life, and Retirement planning
A comprehensive review of your health insurance, life insurance, and retirement planning strategy helps ensure your coverage and financial goals remain aligned with your current needs and future objectives. Through a professional evaluation of your existing plans, we identify potential gaps, opportunities for improvement, confirm if your current policies are adequate and strategies designed to strengthen your long-term financial security.
High Integrity Professional Review
Independently Contracted with top rated companies by the Better Business Bureau
RIPLS.Life Dedicated Space
Create a lasting online space where family and friends can honor a loved one by sharing memories, photos, and stories for generations to come. Each memorial includes a dedicated webpage, options for posthumous funding to support your family's future, and annual legacy planning reviews to help ensure your wishes and financial plans stay up to date.
Dedicated Memorial Webspace
Posthumous Funding
Professional Connections
We are committed to building stronger communities through meaningful partnerships, professional networking, and opportunities that help individuals and families thrive. By connecting with local organizations and like-minded professionals, we create relationships that provide value while also offering rewarding career opportunities for those looking to make a positive impact.
Local Communitiy and Networking Opportunities
Career Opportunities, both in person and work from home, with ongoing professional development and a team for support
■ HOW IT WORKS
Personalized strategy, thorough analysis, trusted guidance, and ongoing reviews to protect your future and remember your loved ones.
Protecting individuals and families; Remembering loved ones and their legacy.
01
Activate No Cost Benefits
Connect with an Agent to activate your no cost child safety kits, memorial planner, and will.
02
Remember In Peace
Secure your dedicated memorial space and access posthumous funding. Share memories, pictures, and stories of your loved one.
03
Legacy Solutions
Review your policies and retirement planning. Recieve confirmation of current standing or take advantage of the offers from top rated carriers from the Better Business Bureau.
04
Community and Professional Partners
Engage with the community, make new partnerships, or start the next chapter of your professional career.
■ WHO I HELP
Ripls for Everone
01
Final Expense Planning
02
Medical Coverage Review and Gaps
03
Retirment Planning
04
Coverage for all ages, Memorial space for Everyone.
05
Community and Professional Partners
Client Stories & Results
"Being able to help secure my grandpa’s retirement funding gave our family confidence knowing his future was protected. The dedicated webpage created for him allows us to preserve his stories, memories, and the lessons he has shared throughout his life. It’s a meaningful way to honor his legacy and ensure future generations can continue to know and celebrate the impact he made."
"After being laid off, having permanent coverage gives me peace of mind knowing my family is protected for the future. The dedicated webpage created in memory of my grandmother is such a meaningful way to celebrate her life, preserve her stories, and share her legacy with future generations. It’s more than insurance, it’s a lasting tribute to someone who meant so much to our family."
■ START HERE
What is your ripls effect?
Do you have enough coverage?
Is it the right type of coverage?
How will you remember your loved ones? Or would like to be remembered?
■ FAQ
Have Questions?
Have Questions?
Every individual and family set up is different. Pricing for insurance is provided by carriers. We encourage you to speak to one of our licensed agents to provide adequate pricing information.
For insurance policies, most underwriting is instant but some cases make take 24-48 hours to process. Setting up your Legacy page is dependent on the review with your legacy consultant.
We provide coverage for all ages and demographics. Our legacy page can be set up for yourself or a special loved one.
Please submit an inquiry and one of our licensed agents will respond.